Banking the next billion
From smartphone ownership to full-stack digital banking, PalmPay makes financial opportunity accessible at scale in high-growth emerging markets
At PalmPay, we're building the future of financial services - where money moves freely, access is universal, and goals become reality.
A platform for progress
PalmPay helps millions of individuals and businesses in Africa and Asia access the tools they need to thrive in the digital economy.
From first-time smartphone ownership through device financing, to full digital banking and merchant services, PalmPay provides the on-ramp to financial opportunity.
We help people pay, save, earn, and grow – and give businesses the tools to serve their customers and expand.
The full-stack digital bank for emerging markets
PalmPay is Nigeria’s leading digital bank. From free transfers and high-yield savings to credit, bill payments and business tools, we make everyday finance work better.
Accessible
PalmPay removes cost barriers with fee-free accounts and transfers. Our smartphone app and mobile money agent network put banking is within reach for everyone
Reliable
With a 99.95% transaction success rate and real-time fraud monitoring, PalmPay delivers payments and banking you can trust.
Comprehensive
From transfers and savings to credit, bill payments and rewards, we provide a complete platform for managing and growing money.
Banking starts with a smartphone
Financial inclusion begins with phone ownership. In Tanzania and Bangladesh, we make it easy to get a smartphone on installment – with the PalmPay app pre-installed and ready to go.
- Affordable smartphone access
- A digital wallet from day one
- No paperwork or bank visit required
Infrastructure for local and global payments
- Local collections and payouts
- T+1 (or faster) settlement
- High success rates
Security comes first
Licensed & Regulated
Fully licensed in multiple markets under strict financial authority oversight.
Data Privacy
Aligned with global and local laws and standards to ensure privacy in every market.
Advanced Encryption
End-to-end protection for data and transactions, ISO-certified and PCI DSS compliant.
Fraud Monitoring & Support
AI-powered detection, dedicated fraud teams and 24/7 in-app incident reporting and follow up.
Account and Card Controls
Set spending limits, manage devices, and freeze cards instantly.
Biometric and Facial Verification
Configure extra authentication layers before account access or transactions.
Supported by leading financial and strategic investors
